Сrediteca PH

Online loans in the Philippines

Filling out three or more applications will maximize the chances of getting approved.

Amount:
up to 25,000 PHP
Term:
from 62 to 365 days
Interest rate:
mula 0.01% hanggang 36%
Para sa pautang na 4,000.00 PhP para sa isang termino ng 12 buwan, ang kabuuang halaga ng utang ay: 3,808.00 PhP, taunang rate ng interes: 36%, at ang kabuuang halaga na babayaran: 5,808.00 PhP.
Amount:
up to 25,000 PHP
Term:
from 62 to 365 days
Interest rate:
mula 0.01% hanggang 36%
Para sa pautang na 4,040.00 PhP para sa isang termino ng 12 buwan, ang kabuuang halaga ng utang ay: 3,508.00 PhP, taunang rate ng interes: 36%, at ang kabuuang halaga na babayaran: 5,808.00 PhP.
Amount:
up to 20,000 PHP
Term:
from 62 to 365 days
Interest rate:
mula 1% hanggang 36%
Para sa pautang na 4,300.00 PhP para sa isang termino ng 12 buwan, ang kabuuang halaga ng utang ay: 3,208.00 PhP, taunang rate ng interes: 36%, at ang kabuuang halaga na babayaran: 5,908.00 PhP.
Amount:
up to 25,000 PHP
Term:
from 62 to 365 days
Interest rate:
mula 0.01% hanggang 36%
Para sa pautang na 4,340.00 PhP para sa isang termino ng 12 buwan, ang kabuuang halaga ng utang ay: 3,200.00 PhP, taunang rate ng interes: 36%, at ang kabuuang halaga na babayaran: 5,608.00 PhP.
Amount:
up to 25,000 PHP
Term:
from 62 to 365 days
Interest rate:
mula 11,9% hanggang 36%
Para sa pautang na 5,400.00 PhP para sa isang termino ng 12 buwan, ang kabuuang halaga ng utang ay: 4,708.00 PhP, taunang rate ng interes: 36%, at ang kabuuang halaga na babayaran: 6,408.00 PhP.
Amount:
up to 50,000 PHP
Term:
from 62 to 365 days
Interest rate:
mula 0.01% hanggang 36%
Para sa pautang na 4,001.00 PhP para sa isang termino ng 12 buwan, ang kabuuang halaga ng utang ay: 3,810.00 PhP, taunang rate ng interes: 36%, at ang kabuuang halaga na babayaran: 5,000.00 PhP.
Amount:
up to 25,000 PHP
Term:
from 62 to 365 days
Interest rate:
mula 0.01% hanggang 36%
Para sa pautang na 4,231.00 PhP para sa isang termino ng 12 buwan, ang kabuuang halaga ng utang ay: 5,880.00 PhP, taunang rate ng interes: 36%, at ang kabuuang halaga na babayaran: 6,838.00 PhP.
Amount:
up to 25,000 PHP
Term:
from 62 to 365 days
Interest rate:
mula 0.16% hanggang 36%
Para sa pautang na 10,000.00 PhP para sa isang termino ng 12 buwan, ang kabuuang halaga ng utang ay: 6,808.00 PhP, taunang rate ng interes: 36%, at ang kabuuang halaga na babayaran: 10,808.00 PhP.
Amount:
up to 25,000 PHP
Term:
from 62 to 365 days
Interest rate:
mula 0.01% hanggang 36%
Para sa pautang na 2,000.00 PhP para sa isang termino ng 12 buwan, ang kabuuang halaga ng utang ay: 1,808.00 PhP, taunang rate ng interes: 36%, at ang kabuuang halaga na babayaran: 2,808.00 PhP.
Amount:
up to 20,000 PHP
Term:
from 62 to 365 days
Interest rate:
mula 0.01% hanggang 36%
Para sa pautang na 3,400.00 PhP para sa isang termino ng 12 buwan, ang kabuuang halaga ng utang ay: 3,008.00 PhP, taunang rate ng interes: 36%, at ang kabuuang halaga na babayaran: 3,808.00 PhP.
Amount:
up to 25,000 PHP
Term:
from 62 to 365 days
Interest rate:
mula 0.01% hanggang 36%
Para sa pautang na 4,600.00 PhP para sa isang termino ng 12 buwan, ang kabuuang halaga ng utang ay: 4,808.00 PhP, taunang rate ng interes: 36%, at ang kabuuang halaga na babayaran: 4,808.00 PhP.
Amount:
up to 20,000 PHP
Term:
from 62 to 365 days
Interest rate:
mula 0.01% hanggang 36%
Para sa pautang na 7,000.00 PhP para sa isang termino ng 12 buwan, ang kabuuang halaga ng utang ay: 7,808.00 PhP, taunang rate ng interes: 36%, at ang kabuuang halaga na babayaran: 9,808.00 PhP.

Details and examples of payments

Infinsacom Kft
Address: Manila

tel: +36202114538

[email protected]

Tagal ng pautang mula 60 araw hanggang 1 taon

Isang mapaglarawang halimbawa para sa isang pautang: Para sa isang pautang na 1,500 PhP. sa loob ng 3 buwan, ang interes ay 96.75 PhP., ang kabuuang halaga na ire-refund ay 596.75 PhP. na may taunang rate ng interes (*DAE) na 36%.
Fininity Ltd
Address: Tartu Street 84a, Tallinn, 10112, EE.

registration number: 14523902

Registered Office; Tartu mnt 52-166, 10115 Tallinn, Estonia

[email protected]

Tagal ng pautang mula 60 araw hanggang 1 taon

Isang mapaglarawang halimbawa para sa isang pautang: Para sa isang pautang na 1,500 PhP. sa loob ng 3 buwan, ang interes ay 96.75 PhP., ang kabuuang halaga na ire-refund ay 596.75 PhP. na may taunang rate ng interes (*DAE) na 36%.
Cash-Express Philippines Financing Inc.
Level 10-1 One Global Place 25th Street Cor. 5th Avenue, Fort Bonifacio, Taguig City

+632 7902-7390 Landline

+63 968 862-4789 Smart

+63 917-140-1372 Globe

[email protected]

Company Registration No. CS201951088 and Certificate of Authority No. 2918 granted by the

SECURITIES AND EXCHANGE COMMISSION on 20th June 2019.

Tagal ng pautang mula 60 araw hanggang 1 taon

Isang mapaglarawang halimbawa para sa isang pautang: Para sa isang pautang na 1,500 PhP. sa loob ng 3 buwan, ang interes ay 96.75 PhP., ang kabuuang halaga na ire-refund ay 596.75 PhP. na may taunang rate ng interes (*DAE) na 36%.
Fininity Ltd
Address: Tartu Street 84a, Tallinn, 10112, EE.

registration number: 14523902

Registered Office; Tartu mnt 52-166, 10115 Tallinn, Estonia

[email protected]

Tagal ng pautang mula 60 araw hanggang 1 taon

Isang mapaglarawang halimbawa para sa isang pautang: Para sa isang pautang na 1,500 PhP. sa loob ng 3 buwan, ang interes ay 96.75 PhP., ang kabuuang halaga na ire-refund ay 596.75 PhP. na may taunang rate ng interes (*DAE) na 36%.
DIGIDO FINANCE CORP
UNIT 2/C, Murphy Center, 187 Bonny Serrano Road, Socorro, QUEZON CITY SECOND DISTRICT, NCR, Philippines 1109

SEC Registration No. 202003056. Certificate of Authority No. 1272

tel: (02) 8876-84-84

[email protected]

Tagal ng pautang mula 60 araw hanggang 1 taon

Isang mapaglarawang halimbawa para sa isang pautang: Para sa isang pautang na 1,500 PhP. sa loob ng 3 buwan, ang interes ay 96.75 PhP., ang kabuuang halaga na ire-refund ay 596.75 PhP. na may taunang rate ng interes (*DAE) na 36%.
Sofi Lending Inc
Unit 1405 Philippine Stock Exchange Tektite San Antonio, Pasig

tel: 09690471419

[email protected]

SEC Certificate of Authority No. 2990

SEC Registration No. CS201908275

Certificate of Authority No. 2990 granted by the Securities and Exchange Commission on 6 June 2019 Unit 1405 East Tower Philippine Stock Exchange Center Exchange Road Ortigas, Pasig City

Tagal ng pautang mula 60 araw hanggang 1 taon

Isang mapaglarawang halimbawa para sa isang pautang: Para sa isang pautang na 1,500 PhP. sa loob ng 3 buwan, ang interes ay 96.75 PhP., ang kabuuang halaga na ire-refund ay 596.75 PhP. na may taunang rate ng interes (*DAE) na 36%.
Finloo
Borshchagovskaya 144, Kyiv 03056, Ukraine

tel: 09690471419

[email protected]

Tagal ng pautang mula 60 araw hanggang 1 taon

Isang mapaglarawang halimbawa para sa isang pautang: Para sa isang pautang na 1,500 PhP. sa loob ng 3 buwan, ang interes ay 96.75 PhP., ang kabuuang halaga na ire-refund ay 596.75 PhP. na may taunang rate ng interes (*DAE) na 36%.
Kviku Lending Co. INC.
18A Trafalgar Plaza, 105 H.V. Dela Costa Street, Salcedo Village Makati City, the Philippines NPC Registration No. PIC-001-791-2021

SEC Registration No. CS201918702.

Certificate of Authority No. 3169

NPC Registration No. PIC-001-791-2021

[email protected]

Tagal ng pautang mula 60 araw hanggang 1 taon

Isang mapaglarawang halimbawa para sa isang pautang: Para sa isang pautang na 1,500 PhP. sa loob ng 3 buwan, ang interes ay 96.75 PhP., ang kabuuang halaga na ire-refund ay 596.75 PhP. na may taunang rate ng interes (*DAE) na 36%.
SIA JEFF
registered in the Republic of Latvia with business number 43603085405

Tagal ng pautang mula 60 araw hanggang 1 taon

Isang mapaglarawang halimbawa para sa isang pautang: Para sa isang pautang na 1,500 PhP. sa loob ng 3 buwan, ang interes ay 96.75 PhP., ang kabuuang halaga na ire-refund ay 596.75 PhP. na may taunang rate ng interes (*DAE) na 36%.
MoneyCat Financing Inc.
Address: Unit 1701 Tycoon bldg Pearl Drive st. Brgy San Antonio Ortigas Center Pasig City, ph 1800
Certificate of Authority To Operate Number: 1254 granted by the Securities & Exchange Commission.
support@moneycat.
tel: 0968 874 7401
tel: 0968 869 3937

Tagal ng pautang mula 60 araw hanggang 1 taon

Isang mapaglarawang halimbawa para sa isang pautang: Para sa isang pautang na 1,500 PhP. sa loob ng 3 buwan, ang interes ay 96.75 PhP., ang kabuuang halaga na ire-refund ay 596.75 PhP. na may taunang rate ng interes (*DAE) na 36%.
Finloo
Borshchagovskaya 144, Kyiv 03056, Ukraine
tel: 09690471419
[email protected]

Tagal ng pautang mula 60 araw hanggang 1 taon

Isang mapaglarawang halimbawa para sa isang pautang: Para sa isang pautang na 1,500 PhP. sa loob ng 3 buwan, ang interes ay 96.75 PhP., ang kabuuang halaga na ire-refund ay 596.75 PhP. na may taunang rate ng interes (*DAE) na 36%.

General terms and requirements for the borrower

What is needed to get an online loan on a card or in cash

  • Availability of Filipino citizen passport.
  • Issued exclusively to individuals who have reached the age of 18.
  • Also required: an active phone number and a bank card from any bank.

A bad credit history will not affect the approval of your application for any online credit.

Example loan calculation

A customer wants to apply for a cash loan or online credit of 90,000 php for a period of 180 calendar days. Under the loan agreement, the interest rate is 5% per month. The total amount to be paid after 180 days from receiving the money in debt will be 117,000 pesos, which includes the loan amount of 90,000 php and 27,000 php in interest that the creditor will charge for the use of credit funds.

Conditions for obtaining a loan

The interest rate for using credit funds can range from 0.01% per annum (the minimum interest rate, usually offered as a promotion for new customers) to 80.77% per annum (the maximum interest rate). The loan amount depends on the specific creditor company that provides the service. The minimum loan amount is 500 php, and the maximum loan amount for an online loan to a card is 1,500,000 php. The minimum loan term offered by these companies is 62 days, and the maximum term is 72 months. In case of failure to repay the loan on time, the credit company has the right to charge a penalty in the amount of 0.1% of the overdue amount per day, but not more than 10% of the original loan amount. In case of consistent violations of the loan payment terms, the company that provided the money may take legal action or transfer the debt for settlement to third parties.

Consequences of Non-Payment of a Loan within the Designated Term

If the borrower fails to repay the loan amount and the interest for the use of the loan within the term specified in the contract, the lending organization imposes a penalty for late payment on the borrower. Typically, in the event of force majeure or delay associated with non-cash transfer of funds for loan repayment, lending organizations give their clients an additional three working days to make the next payment or pay off the entire loan amount. However, if the lending organization does not receive the scheduled payment within the additional time, it attempts to contact the borrower to remind them of the consequences of intentional non-payment.

If the lending organization is unable to contact the borrower for a long period of time, and loan payments continue to be overdue, the lending organization will impose a penalty, the amount of which is usually 0.1% of the total loan amount (exact information about fines should be clarified when signing the loan agreement). Remember that in case of failure to comply with loan payment dates, information about this debt may be sent to the debtor register and collection agencies. We recommend that all borrowers make payments on time and immediately notify the lending organization of any possible delays. The payment schedule is described in detail during the signing of the loan agreement for each individual organization.

In the case of timely loan payments (or even earlier than the term if possible), the borrower forms a positive credit history, which will help them in the future to obtain the next loans (regardless of the method of issuance: online, electronic money, or cash) for larger amounts and with the most attractive terms.

The website "Good Kredit PH" does not provide financial or paid services, is not a bank or lender, and does not collect money for the information provided, which is freely available to users. The information on our site is provided for informational purposes only.